Your journey to finding the right car to suit your requirements

What is Motability?

The Motability scheme is a government funded scheme which allows motorists to lease a new car every three years. Ocean Ford can work with you to adapt depending on your requirements and motorists can supplement the allowance towards a new car if they wish.

Ocean Ford are pleased to support the Motability Scheme and offer a broad range of adapted vehicles to meet your requirements.

We work hard to help you and your family become more mobile and enjoy the independence of owning a car. To find out more about how the Motability scheme can help you keep reading and to see our bespoke offers, simply click here.

How does Motability work?

Many of the modified vehicles we offer do not need any advance payment, and typical packages include:

  • Brand new car every three years
  • Insurance and personal accident cover
  • Road tax included
  • Servicing, maintenance and repairs included
  • Breakdown assistance from RAC

What is Personal Independence Payment (PIP)?

Personal Independence Payment (PIP) can help you with some of the extra costs if you have a long term ill-health or disability.

The amount you get depends on how your condition affects you, not the condition itself.

You’ll be assessed by a health professional to work out the level of

help you can get. Your rate will be regularly reviewed to make sure

you’re getting the right support.

Am I eligible for Motability?

You may not realise you are eligible for Motability. If you, or someone you care for is receiving one of the following allowances you will be able to exchange it for a Motability car at Ocean Ford.

Allowance NameWeekly Motability AllowanceAm I Eligible?
Higher Rate Mobility Component of Disability Living Allowance (HRMC DLA)


Enhanced Rate of the Mobility Component of Personal Independence Payment (ERMC PIP)


War Pensioners’ Mobility Supplement (WPMS)


Armed Forces Independence Payment (AFIP)


Motability Schemes. Which is best for you?

There is a scheme available: Contract Hire. The most popular option is the Contract Hire scheme. The differences are listed below. If you’re not sure which one would suit you best, contact our Motability Specialist who will be more than happy to help you choose. They'll also be able to process the application and organise all the paperwork for you.

Contract Hire

This is probably the most straightforward and flexible option. You simply assign your allowance to Motability and get a brand new car every three years. Your allowance covers most of the running costs. All you have to do is fill your car with fuel.

Your agreement includes:

  • A brand new Ford of your choice every three years
  • Insurance, loss and damage protection, personal accident cover for named drivers and passengers
  • Servicing, maintenance and repairs at your Ford Dealer
  • Full breakdown assistance from the RAC
  • Window and windscreen replacement at no extra cost
  • A 60,000 mile allowance during the three years
  • Free replacement tyres fitted by Kwik-Fit
  • The most popular adaptations arranged through your Motability accredited Ford Dealer

There are many vehicles available at no additional cost to your allowance, but if you do want a higher specification vehicle or one of our larger cars, you will need to pay an additional one-off ‘Advance Payment’ when you sign for your new vehicle.